Export on your terms
Create a backup as often as you choose. KlarFort does not impose an export-count limit.
Private by design
See what you own, what you owe, and what comes next. Track your net worth, plan your runway, watch your portfolio, and let an AI agent keep an eye on things for you.
Your core portfolio stays on your device. No ads. Your data is never sold.
Your core portfolio records live on your device. When you want to move them, create a portable KlarFort backup, choose where to save or share it, and import it into KlarFort on iOS or Android. KlarFort's servers never receive or store that backup file.
Create a backup as often as you choose. KlarFort does not impose an export-count limit.
Save or share through any destination offered by your device. You decide where the file goes.
Import a compatible backup into KlarFort on iOS or Android. Core financial records with matching IDs update, and new ones are added.
The backup never passes through KlarFort's servers, so there is no KlarFort cloud-storage quota.
Each imported backup can be up to 50 MB. Backup files are not separately encrypted by KlarFort, so protect them like financial documents. Read how portable backups work.
Keep your net worth, runway, portfolio, future plans, and side projects in one place. Add optional AI when you want another set of eyes on the numbers.
See everything you own and owe across supported currencies. Keep accounts, investments, property, and debts together.
Runway, financial health, and cash on hand at a glance.
Look 24 months ahead and test every scenario, from your base plan to stress cases.
When available on supported paid plans, private-first checks turn your numbers, rules, market context, and credible public research into useful daily, weekly, and monthly insights.
Answers in plain language, grounded in your numbers. KlarFort saves requested additions and edits immediately, then shows what changed. Deletions require your confirmation.
Set your own rules and the AI follows them.
Simple budget and time tracking for side projects.
Your core portfolio stays on your device. Your data is never sold. No ads, ever.
KlarFort does not provide the functions of a bank, broker, custodian, exchange, payment service, or financial-account aggregator. It does not connect to bank, brokerage, or exchange accounts; collect financial-account credentials; automatically retrieve or aggregate records from financial institutions; hold or move money or financial assets; or execute, route, or facilitate transactions involving the accounts, assets, or instruments you track. You enter or import your own records and remain responsible for every decision.
KlarFort provides user-directed informational organization, calculations, and AI-generated analysis. Its AI features are designed for informational analysis, not to recommend or direct specific transactions. Generative AI may nevertheless produce incomplete, incorrect, or action-oriented language, including possible action items or portfolio-change proposals. Do not treat any output as professional advice, a recommendation, a suitability determination, or an instruction to transact. KlarFort does not execute, route, or facilitate real-world transactions involving the accounts, assets, or instruments you track. You remain responsible for every decision. Verify important information and consult a qualified professional before material decisions.
Your core portfolio records live on your device. Portable backups move only when and where you choose. Optional AI requests and optional user-level ad measurement each require their own clear opt-in, and the limited service records KlarFort retains are disclosed plainly.
Core portfolio records and local history, protected at rest by your operating system.
Limited pseudonymous records needed to operate and protect the service.
Portable backups never pass through KlarFort's servers. Optional AI is separate: after you consent and start an AI feature, your request, any attachment, and relevant portfolio context may pass through the backend for processing. Chat exchanges are used only to process your request and support a short retry window; they are not written to persistent KlarFort server storage. The Privacy Policy explains which selected outputs are stored under a pseudonymous profile and which personalized Insights reports stay on your device.
KlarFort does not persist your full portfolio tables on its servers. Core records stay on your device. The service stores a pseudonymous profile, limited access, purchase-verification, security, and deletion-safeguard records, temporary service-limit controls for up to 30 days, optional push data, selected AI outputs, and response reports you submit.
AI features are optional and consent-gated. When you use them, your request and relevant portfolio context are processed by the AI providers we may use, and the result is returned to you. Chat exchanges are used only to process your request and support a short retry window; they are not written to persistent KlarFort server storage. Personalized Insights reports, evidence references, and snooze or resolution state stay on your device.
Both klarfort.com and www.klarfort.com use cookie-free Cloudflare Web Analytics for aggregate traffic and page-performance measurement. It does not use cookies or local storage, fingerprint individuals, or track them across Cloudflare customers' sites. This website analytics is separate from KlarFort's optional in-app advertising measurement and receives no portfolio records, documents, chat messages, or AI content.
KlarFort is user-directed software for organizing and analyzing financial information you choose to enter or import. It calculates views such as net worth, runway, cash flow, and risk, and offers optional AI-assisted analysis. You remain responsible for your records and every decision.
No. KlarFort does not connect to bank, brokerage, or exchange accounts; collect financial-account credentials; automatically retrieve or aggregate records from financial institutions; hold or move money or financial assets; or execute, route, or facilitate transactions involving the accounts, assets, or instruments you track. You enter or import your own records and remain responsible for every decision.
KlarFort does not persist your full portfolio tables on its servers. Core records stay on your device. With consent, an AI request and relevant portfolio snapshot are transmitted for processing. Selected AI outputs and user-submitted response reports are stored under a pseudonymous service profile. Personalized Insights reports stay on your device, while KlarFort keeps no durable server copy of the personalized portfolio facts, rules, questions, searches, or reports used by that feature. Limited access, purchase-verification, security, and deletion-safeguard records are retained as described in the Privacy Policy; temporary service-limit records may remain for up to 30 days.
Create a portable KlarFort backup on your device, choose where to save or share it, then import it on iOS or Android. KlarFort's servers do not receive, route, or store the backup file. Imports merge core financial records into the destination and restore supported settings and user-created content; generated Insights reports, credentials, and authentication data are not included. Each imported file can be up to 50 MB. Backup files are not separately encrypted by KlarFort, so protect them like financial documents.
No. AI features are strictly opt-in: the app asks for your explicit consent before anything is shared, and you can withdraw it anytime in Settings. When you use them, your request and a snapshot of the portfolio data you entered are processed by our AI providers and the result is returned to you. Chat exchanges are used only to process your request and support a short retry window; they are not written to persistent KlarFort server storage. The Privacy Policy explains which selected outputs are stored and which personalized Insights reports remain on your device.
KlarFort is available now on the App Store for iOS 17 and later and on Google Play for Android 7 and later.
No. KlarFort provides user-directed informational organization, calculations, and AI-generated analysis. Its AI features are designed for informational analysis, not to recommend or direct specific transactions. Generative AI may nevertheless produce incomplete, incorrect, or action-oriented language, including possible action items or portfolio-change proposals. Do not treat any output as professional advice, a recommendation, a suitability determination, or an instruction to transact. KlarFort does not execute, route, or facilitate real-world transactions involving the accounts, assets, or instruments you track. You remain responsible for every decision. Verify important information and consult a qualified professional before material decisions.
Email contact@klarfort.com for product support or privacy requests, contact@efmcdigital.com for corporate enquiries, and security@klarfort.com for security or responsible-disclosure reports.
Know your net worth. Plan your runway. Let an AI agent keep watch. Your core portfolio stays on your device, and portable backups move only when and where you choose.
No ads. Your data is never sold. Portable backups stay under your control.