Free calculators

Planning calculators

Estimate your cash runway, explore retirement and financial independence targets, and calculate household net worth with a dated US survey comparison.

Planning tools

planning

FIRE and Coast FIRE calculator

Estimate your financial independence target, saving timeline and Coast FIRE balance using spending, income, inflation and withdrawal assumptions.

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planning

Net worth calculator with US household comparison

Calculate assets minus debts with editable item lists. Optionally compare household net worth in 2022 US dollars with Survey of Consumer Finances data.

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planning

Retirement calculator with pension and spending stages

Project retirement savings with contributions, pension income, changing spending, inflation and withdrawals. Explore simulated balances and shortfall risk.

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planning

Cash runway calculator: how long will money last?

Estimate how long liquid savings cover expenses. Compare spending and income changes, job loss, a sabbatical and simulated cash drawdown.

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